FHA Loans
These loans are available in amounts up to 97.75 percent of the purchase price. These loans are a great option for most people as they require less than 3% down payment. FHA loans also allow the entire amount of the down payment to be a gift.

FMHA/RECD Loans
These loans offer future homeowners 100% financing. The FMHA/RECD loan is designed for buyers that are moving outside a metropolitan area or moving out to the country. Contact American Home Mortgage today and take advantage of our experience with this type of financing.

VA Loans
The more you know about our home loan program, the more you will realize how little "red tape" there really is in getting a VA loan. These loans are often made without any down payment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And if the lender is approved for automatic processing, as more and more lenders are now, a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application.

Conventional Loans
These are the loans that most people think about when they consider a home loan. Typically, a conventional mortgage requires a 20% down payment. However, American Home Mortgage has conventional mortgages available with as low as 3% down. Contact us today for all the details!