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Services

Fixed Rate Mortgages
30 year, 15 year, Etc.
This option gives you the security of knowing exactly how much your principle
and interest payment will be. The monthly payment remains fixed for the life of your loan.

Adjustable Rate Mortgages
This option can offer an initial interest rate that is lower than that of a fixed rate mortgage. The monthly payments on a ARM are usually lower for the first year of so of the loan. This will enable you to qualify for a larger loan amount. The interest rates on ARM mortgages are tied to a market index. The rate is usually adjusted annually. However, it can be arranged to adjust every six months, two years, or three years. There are usually limits to the amount the rate can increase each adjustment period and there is usually an upper and lower CAP on the interest rate.

Balloon Mortgages
This option allow a lower fixed rate for either 5, 7, 10, 15 years. Your payment is basted on a thirty-year term. At the end of the loan term there is a balloon payment for the remaining principle balance. You have choice at this time to refinance into a fixed rate mortgage or other type bases on current market conditions.

It's Smart to Pre-Qualify
Paradigm loan officers can easily pre-qualify you for a loan over the phone or with an office visit. By asking you some general financial information, They can calculate the maximum loan amount that you qualify for. Being pre-qualified makes you a cash buyer and puts you in a stronger position when purchasing real estate.

Refinancing and Consolidation
Paradigm offers both refinancing and consolidation loans, Often we can put all of your closing costs into your loan. This means you pay nothing out of pocket. If credit cards are a big part of your bills, we can show how refinancing them with your home has the potential to save thousands of dollars in interest. In most cases, you may deduct the mortgage interest from your taxes

Call us today for free financial analysis.


Spectrum Mortgage is here!

This loan is great for that buyer with a good job, good credit and a little cash.

3% Total Cash
No FICO Credit Score
100% Gift Allowed
Seller Paid Closing & Prepaids
Lender Paid Closing & Prepaids
No Income Limits
Assumable Mortgage
Co-Borrowers Allowed
100% Gift Allowed

Paradigm Mortgage Associates, Inc., is in the business of helping homeowners with all their financing needs. Whether you are looking to refinance to a better rate, get a second mortgage, or buy a new home, we can help. Just pick up the phone and call us now.

Call us for:

  • Refinancing
  • New Home Purchase
  • 1st and 2nd Mortgages
  • FHA, VA Conventional, Non-conforming Loans
  • Debt Consolidation Loans
  • Home Improvement Loans

We Say Yes To:

  • No Equity
  • Self Employed
  • Retirees
  • All types of Credit
  • Prior Bankruptcy
  • Possible Bankruptcy Buyout
  • Balloon Note Payoff
  • Cash for Any Reason
  • 100% Equity Loans
  • 125% Debt Consolidation
  • Home Improvement
  • Second Mortgage Loans

Refinance To:

  • Convert from an adjustable rate to a fixed rate
  • Convert from high interest non- conventional loan to a low conventional or FHA Loan ( Rates as low as 7.5)
  • Convert from a 30 year to a 15 year and save thousands of dollars over the life of your loan

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Paradigm Mortgage Associates, Inc.
606 Summit Forest
Marietta, GA 30080
678-560-5009
everage@bellsouth.net

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